“Hi, I’m Lisa Marie, and I’ve spent more than 24 years in the mortgage industry working on countless loans of all types and dollar amounts. Before that I was a licensed real estate agent and a title company closing manager. So I’ve seen every side of the mortgage loan process and I use that background, expertise and knowledge to give my clients the best experience possible in buying or refinancing their home. I’d like to be your mortgage lender for life, so if you’re looking for a loan please give us a call and let us find the perfect loan for you and show you the Fox Valley Mutual Mortgage difference.
Loan types, credit and down payment requirements, and interest rates and terms are items we get asked about constantly from prospective clients, and all of these can vary depending on many different factors. At Fox Valley Mutual, Inc., we do not try to steer our clients into any specific type of loan, but instead we will work closely with you to fully understand your situation and come up with a loan option that is the right. Some clients need a low or even no down payment loan option, other clients are more interested in rates and terms than down payment requirements, while others may have been turned down for a loan by their local bank and are most concerned that their credit score may not allow them to purchase their own home. Rest assured Fox Valley Mutual, Inc. will tailor the right loan option to your situation, and all it takes is a five-minute consultation to see for yourself why thousands of homebuyers have chosen us as their mortgage partner."
Lisa Marie Schwartz, NMLS # 229814 "Your mortgage broker for life!"
A powerful loan option that offers No Down Payment options and easy qualification criteria
An affordable pathway to homeownership and a perfect loan for borrowers with less than perfect credit or who are unable to make a large down payment.
No Down Payment options, competitive interest rates and regulated closing costs for qualifying borrowers
Loan limits up to $2 million, with 90% LTV, no mortgage insurance and no closing cost options available.
Fannie Mae loans designed to offer mortgages to creditworthy, low- to moderate-income borrowers with as low as 3% down payment
Freddie Mac loans with down payments as low as 3% and designed to help first-time homebuyers and low- to moderate-income borrowers
The most important thing to consider when looking for a home loan is how much you can afford, and a good first step is the mortgage calculator. Borrowers begin with a loan consultation to discuss the many factors lenders will consider when determining your loan amount, in addition to the appraised value of the home against which you are borrowing.
Loan types vary and a lot depends on how long it takes the borrowers to compile the information required by the lender, but the typical timeframe from start to finish is three weeks.